Posted on February - 22 - 2012

10 Signs That America Is Decomposing Right In Front Of Our Eyes

The decay of society is so much harder to quantify than economic decline is.  The government keeps lots of statistics on things like unemployment and inflation, but it really does not keep track of how sick and twisted people are becoming.  Most of us recognize that the character of the American people has changed dramatically over the decades, but unlike the national debt, you can’t easily point to a chart or a graph to show exactly how bad things are getting.  In this article, my approach will be to point you to various “signs” of social decay.  Signs tell us where we are at now and where we are headed.  Some of the signs that I will use will be statistics while others will simply consist of anecdotal evidence.  Yes, anecdotal evidence is not perfect, but when you put enough of it together it starts to paint a pretty clear picture of what is going on out there.  America is becoming a truly frightening place.  Our cities our decaying, thieves are becoming bolder, you never know who you can trust and everyone seems depressed.  America is decomposing right in front of our eyes, and it is time that we all admitted it.

In the old days, if you met a stranger out on the streets you knew that you could almost certainly trust that person.  But these days if you let your child wander one aisle over while you are shopping at Wal-Mart there is a chance that someone will try to abduct her.

Something has changed.

In our major cities, if you walk up to someone at random there is a decent chance that person will be a pervert or a sicko, and most Americans know that this is true at a gut level.  Almost everyone is very leery of “strangers” these days.  It has gotten to the point where we are all afraid of one another.

Just try this some time….

In a major U.S. city, walk

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Posted on February - 09 - 2012

It’s Time To Drop Those Money Funds

If you are still invested in money funds, Bernanke’s announcement that the Fed plans on keeping interest rates the same for the foreseeable future should help spur you into action. With returns near 0%, if you keep money in a money fund, you are simply losing buying power everyday to inflation. Tim Iacono from takes a closer look at money fund investments in his blog post below.

More fallout from last weeks Fed announcement of a one-and-a-half year extension to their freakishly low interest rate forecast comes via this MarketWatch about the dim prospects of money market returns between now and sometime in 2015 (or later).

Money funds are designed to be ultra-safe cash-equivalents, and traditionally they provided a bit more return than bank certificates of deposit or savings accounts.

But for about 18 months now, nearly two-thirds of all money funds have yielded under 0.01%.

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Posted on January - 30 - 2012

Are you fully insured for public liabilities?

When it comes to taking out an insurance policy for your business, the most vital one is public liability. Businesses of every size and shape need it, no matter how much it costs. However, the public liability insurance cost is negligible compared to the amount you may have to pay out should an accident happen on or near to your premises.

The size of your business determines how much your public liability insurance policy is worth. The value of cover varies between £1m and £10m, but it’s not just the price that’s vulnerable to change. As a result, many business owners choose cheaper policies, but they don’t always get the best deal.

The main reason why some policies are less expensive than others is because they are less inclusive, and offer less cover. It might be worth comparing two different policies in the same price range, as one could offer you considerably greater value for money. Upon ta Read full post…

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Posted on January - 17 - 2012

112 Questions To Ask Yourself In 2012

The beginning of each year is a great time to evaluate the direction of your life and to ask yourself some very important questions.  Often we get so busy just living life that we lose our perspective.  It is important for each of us to take time once in a while to reassess how our lives are going.  It is also important for all of us to reassess the direction that our nation is heading in every so often.  The truth is that America has gotten badly off track.  We have abandoned the principles which once made this country great, and this country is literally falling apart all around us.  Hopefully the questions below will not just get you focused on our problems.  Hopefully they will also spur you to think about solutions.  Both individually and as a nation, we are in a lot of trouble.  We need to start asking better questions and we need to rediscover the things that once made America the greatest nation on earth.  If we are willing to humble ourselves and change course then there is hope for us.  If not, then the road that we are currently on will only lead to national disaster.

The following are 112 questions to ask yourself in 2012….

#1 Are Barack Obama and Mitt Romney really the best that America can come up with?

#2 Right now the nations of the world are 55 trillion dollars in debt.  How long will it be before this system of debt totally collapses?

#3 What things in life are you truly grateful for?  Do you ever take time to thank those that have been so good to you?

#4 In 2012, when you add the maturing debt that the Italian government must roll over to their projected budget deficit, it comes to 23.1 percent of Italy’s GDP.  How in the world is Italy going to be able to handle that in this economic environment?

#5 What do you feel like you are missing in life?  Are you actively looking for those things?

#6 According to a survey conducted by the National Geographic Society, only 37 percent of all Americans between the ages of 18 and 24 can find Iraq on a map of the world.  What does that say about our education system?

#7 Do you give more than you take?  Would you rather serve people or be served?

#8 Why were gun sales in the United States at record levels as we entered 2012?

#9 What are you afraid of? Are those fears

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