Posted on February - 16 - 2010
ITC Credit Bureau
The ITC Credit Bureau is a great place to visit if you want to check your credit record before you apply for loans. Your credit record is the information that tells banks whether or not you have been a responsible spender. The ITC can generate a report that details any financial trouble you’ve had in making payments as well as the speed at which your payments are most commonly made. It will list whether or not you’ve ever been blacklisted and will indicate how you manage your debt. The report also indicates that nature of the debt, the amount owed, secured or unsecured,
type (auto loans, payday loans etc.), and date of loan. It is an important piece of information for the staff at the lending
institutions where you want to take out a loan, and if you don’t do it they will.
So how do you get this information from the ITC credit bureau? It’s very simple. You simply visit the bureau and request that they check your record, and generate a report. If you were blacklisted and have since resolved your financial trouble this is a great way to prove to banks that you have improved your ability to manage your debt and thus may make it easier for you to apply for loans. It is not a guarantee that your application will be successful, but it is an indication to the bank that you are on the road to healthy spending.
To manage your debt, take small steps such as only using your credit card when really necessary and trying to avoid having more than one account at clothing stores. Always pay your rent and utilities on time, or in advance. If you have been blacklisted, seek debt counselling or debt consolidation so that you can start taking the steps away from financial trouble. You can also make the effort to get your own credit record generated at the ITC Credit Bureau.
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How do I check my credit rating on line?
Please help me I want to check my credit record
help me with my credit record and my ratings please
to itc
Please clear my name on itc i`ve made full payments on my account clothing stores with was Woolie, Thruworths & Multychoice.
Regards
I want to chech my credit record
How and where can I check my status with the credit bureau
To check my credit record
How do I check my credit ratings on your net
how do I clear my name I have already settled my debt with Truworths?
i would like to know if they say write off what does it mean
Hi I have paid up on my Foschini and Truworths account and would like my name to be cleared as I need to continue with my life without this holding me back. It seems easy for companies to list the consumer on ITC but it becomes very difficult after a consumer has paid to be removed from ITC. PLEASE HELP I NEED MY NAME CLEARED ASAP!!!!!!!!!!!!!!!!!!!!
please forward me the telephone number to phone where i can check my itc status for free (once a year)
Thank you
I have been notified byt FNB that my application for a microloan has been unsuccessful due to an amount of R563.00 (approx) in outstanding payments. What is the source of this info so that I can pay it in and thereby restore my creditwirthiness. Thank You.
Hi,
How long does it take the credit bureau to clear a persons anme from DEBT review. I have applied for a loan at Capitec and it keeps on being declined because they still have it on the system taht I amunder debt review.
the credit check system employed by banking institutes is faulty.when one is just shopping around for a loan,the banks do a credit check and a affordability check ,which takes that data to itc ,itc keeps that data for 2 years,regardless wheather you accept the loan or not,which in turn lowers ones itc score .meaning for the next 2 years you are sitting with loan appearing on you itc history , loan you never accepted and are not paying for
Hi,
I have received a copy of my ITC record which all states i am Clear. The only reason from blocking me at this time from making more loans or accounts is to finish paying off what you have already. Be wise people because the more amount of accounts you open the more amount goes onto your name. If you have a total amount of accounts where it reaches over R30.000 it will declined you as a unhealthy spender. please stay away from to many accounts at once. I have russels account which i Owe still R15.500 on. African Bank which i owe R9000 still and also Sterns where i owe them R1500. Now those accounts killed me!! i thought making debt is good so you have record but actually having debt is making your name bad but stating you love to spend money!! Pay off all your accounts first and then retry. I am now stuck with this but it will take me atleast 4 months to clear up my name until i have no more accounts
cant wait!!
Also i have moved probably 3 times in the last year. And now just because i have moved around because i had to. Now some of my accounts have different addressed on it. Now on my ITC record it states I am Liable as a Fraudster!!! How dare they assume that??? Are you telling me i am not ever allowed to move otherwise i will look like a criminal? Please advise a way forward so i can remove that from my name as i am not a fraudster!!!!
I have made the required payment i dont under stand as to why my name is still on the ITC list
can you please check my itc credit record
8707280270085
NC STHEBE
where and how can I see if i’m on itc or not ????????
i want to pay african bank so that i can be clear from itc
my account are all closed but i unable to make a home loan as my name is on itc, how do i go about that
Please help me check my credit record
To remove your name from ITC depends on what u are listed for. For example if its a ‘judgement’, it stays on their record for 5 years, even if you paid it off. Unless you get a lawyer to rescind (their term) the judgment.
How do i check my credit record?
*Attn,
**Thanks for your loan inquiry, in regards to your mail stating you need a
loan from us, before any further process, you will be required to fill the
following loan application form below and also acknowledge the content of
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update, you will be required to fill the loan application form below:*
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Principle Loan + Total Interest: …….. + …….. USD =………
Once you agree to my terms and follow the instructions therein, you stand to
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*License Registration #: **TIC/98267/9UJ,
Hi would like to know if i a ICT Clear how do i check this out on the internet?
Can u pls check for me if im still on ITC and where can i confirm if im off or not? 84071710624 RI. Visagie
can u pls check if im still on itc or not cause i cant get a home loan or any credit . who i’m i still owing money.pls help me.
I whant to know if I am on ITC or not pleac help?
just want to knw am i oncredit record?
i was trying to buy a car bt they said im on itc
Who can tell me how do I get my itc report updated I have a 74U document
I found out that my name is on itc and paid up in full same time so how will I know if my name is cleared cause I want to buya car and my name is still on itc n I earn R12000 but still depend on public transport which are not safe. Please help me
I would like to check whether I’m blacklisted, 8504295356185