Posted on November - 18 - 2009
Shopper against Shop By Sage Financial Planning For Families
Shopping is exciting because we could unwind after work during the week tired and even a trip to the Shopping Mall is a modern recreation of the family at this time. Believe it or not? Please go alone to the mall-mall on the weekend … how densely visitors there. Well if first gathering of the only house in Ancol, Small Park Zoo or Garden … he .. he .. At least the shopping is already a routine activity is indeed highly awaited wait even on the previous working day we often have to plan where we’re going shopping or walk the street while shopping at the weekend?
All is fine but remember to shop or spend money wisely because the reply does not charge your credit card will be soaring ceilings as high as your credit card …. He .. he .. try .. Shopaholic movie where you end up being pursued – Debt Collector chase. I highly recommend this movie to watch in order to describe the shopping craze crazy … he .. he .. is dangerous…. Because there was implied message we have to learn together, which is to be wise with the name shopping.
So how can I not overspending or large peg of the pole? Many ways to control your spending is starting to set monthly spending budget, expenditure envelope system to other things like making a list of purchase before travel goods that are needed and try to be smart by looking for places and low prices for goods that do you need . Do not be ashamed to compare different rates 3% or 5% is worth… usually the mothers who like to markets like Pasar Pagi ITC and should still have smart in terms of this bargain. But sometimes the mothers are also beginning to see the reply green eyes discount advertising in shopping malls … he .. he ….Before purchasing well to ask himself “Do I need This?” Or “What do I need this stuff? ”
However this attitude has to start from yourself, because this attitude will educate us to be frugal and disciplined so that we will not be a big turning point from the pole …. He .. he .. if not we can drown .. So remember Discipline, discipline and commitment high. Therefore, please feel free to cut your money first on the face of 20% to save … well at least 10% is …. This needs to discipline and high commitment. Try it if you do not believe it. We must learn from Uncle Scrooge … but do not learn the nature well … but the attitude to investment Savings and we learn. Not So Cheap … but Wise in Family Financial Management.
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