Posted on September - 17 - 2010
Nations that are ahead of the technological curve in terms of credit card security systems are rapidly adopting an innovative type of card-reading device known as “chip and pin” technology. The chip and pin on cards is much harder to hack than the old-fashioned magnetic strip, so criminals trying to steal your credit card information or money will have a much more difficult time.
That means you can make more secure payments during your travels to the countries that have this kind of pin and chip system which is also known as an EMV-compliant card technology. Or it could mean that you will land in some distant foreign country with lots of plastic and very little cash, only to find out that your credit cards do not work because back in the USA credit card companies have not yet gotten on the EMV-compliant bandwagon.
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Posted on September - 17 - 2010
Are you maximizing the benefits on your job as part of your debt reduction plan? If you haven’t paid much attention to the types of employee benefits offered by your company, you’re doing yourself a disservice. Find out if your employer has any of the following programs that can help you avoid debt.
Debt counseling and financial classes
Knowing that many workers are struggling in this economy, some employers are setting up special workshops or classes aimed at improving budgeting skills, paying off credit card debt, or getting on track with saving for retirement. Find out if there are free workshops or referrals to debt counseling or other financial professionals who can help you.
Health savings accounts
Pretax contributions to a health savings account (HSA) can allow you to reduce the amoung of take-home pay that’s taxed. Money
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Posted on September - 14 - 2010
India is home to thirty-five million people with diabetes which is nearly 15 percent of the global diabetes burden, and projections show that this will increase to seventy million by 2025. Diabetes disproportionately affects people of working ages and accounts for US$2.2 billion (almost Rs. 10,000 crores) in annual health care costs in India alone. (1) Because India has a population of 1.1 billion, 40 percent of whom are under age eighteen, investment in the health of India’s future workforce is crucial. (2) Poorly controlled diabetes leads to complications, amplifying disability and mortality rates and leading to high direct, indirect, and intangible costs (3) If immediate multi sectoral action is not taken, diabetes threatens India’s emerging economy. Projections show that in the next decade, India will lose US$237 billion in national income due to diabetes, stroke, and heart disease, yet Indian policymakers do not yet perceive the epidemic as a priority (4) .
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Posted on September - 12 - 2010
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If financial freedom is something that you strive for, then no doubt you’ve pondered on how to get there by creating multiple streams of income. Many people dream of being able to sleep soundly at night, knowing that money is rolling effortlessly into their bank accounts, enabling them to retire earlier, work less, or achieve their other goals faster. For some, the dream is a reality; for most it is a wish that is unlikely to be fulfilled.
When you have a job, you are exchanging time and effort for money. There is a physical limit on how much time and effort you have available, and therefore your income is limited. With alternative income streams, you may have unlimited potential to increase your income.
The number of ways in which you might develop multiple income streams is limited only your imagination. The internet has opened up a whole new world of opportunities. S
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